Terms of Service

Version 1.0 · Effective date: 6 April 2026 · Governing law: England and Wales

1. Agreement

By accessing or using no~bull books ("the Service") you agree to be bound by these Terms of Service. These Terms form a legally binding agreement between you and Edward Jenkins, trading as no~bull consulting.

2. Your Data

Your financial data is stored in your own Google Sheets spreadsheet within your Google account. We do not claim ownership of your data. You retain full ownership and can export or delete your data at any time.

3. Disclaimers

no~bull books is accounting software, not professional accountancy advice. You should consult a qualified accountant or tax adviser for advice specific to your circumstances.

4. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.