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Terms of Service

Version 1.0 · Effective date: 6 April 2026 · Governing law: England and Wales · Provider: Edward Jenkins t/a no~bull consulting

1. Agreement

By accessing or using no~bull books ("the Service") you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. These Terms form a legally binding agreement between you and Edward Jenkins, trading as no~bull consulting ("we", "us").

2. Description of Service

no~bull books is a cloud-based accounting application built on Google Apps Script and Google Sheets. It provides tools for invoicing, expense tracking, VAT calculation, and HMRC Making Tax Digital (MTD) VAT submission for sole traders and small businesses. The Service is provided on a subscription basis following a 14-day free trial.

3. Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use the Service.

4. Your Account

  • You are responsible for maintaining the security of your Google account used to access the Service
  • You must provide accurate information during registration
  • You are responsible for all activity that occurs under your account
  • You must notify us immediately of any unauthorised use

5. Subscription and Payment

5.1 Free Trial

New accounts receive a 14-day free trial with full access to all features. No payment information is required to start a trial.

5.2 Subscription Plans

After the trial period, continued use requires a paid subscription. Current pricing is available at nobull.consulting. We reserve the right to change pricing with 30 days' notice.

5.3 Cancellation

You may cancel your subscription at any time. Cancellation takes effect at the end of the current billing period. We do not provide refunds for partial periods.

6. Acceptable Use

You agree not to:

  • Use the Service for any unlawful purpose or in violation of any regulations
  • Submit false or misleading VAT returns through the Service
  • Attempt to gain unauthorised access to other users' data
  • Reverse-engineer, decompile or disassemble the Service
  • Resell or sublicense access to the Service without our written consent

7. Your Data

Your financial data is stored in your own Google Sheets spreadsheet within your Google account. We do not claim ownership of your data. You retain full ownership and can export or delete your data at any time.

You are responsible for the accuracy of financial data entered into the Service and for ensuring your VAT submissions are correct. no~bull books is a tool — it does not constitute professional accountancy advice.

8. HMRC MTD Integration

By connecting your HMRC account:

  • You authorise no~bull books to submit VAT returns on your behalf
  • You remain solely responsible for the accuracy of submitted returns
  • You acknowledge that submitted returns cannot be recalled and may incur penalties if incorrect
  • You consent to the collection and transmission of fraud prevention data to HMRC as required by law
  • HMRC OAuth tokens are stored securely and used only for the authorised purpose

9. Intellectual Property

The Service, including its design, code, and content, is owned by Edward Jenkins t/a no~bull consulting. You receive a limited, non-exclusive, non-transferable licence to use the Service for your own business purposes.

10. Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.

no~bull books is accounting software, not professional accountancy advice. You should consult a qualified accountant or tax adviser for advice specific to your circumstances.

11. Limitation of Liability

To the maximum extent permitted by law, our total liability to you shall not exceed the total subscription fees paid by you in the 12 months preceding the claim. We shall not be liable for any indirect, incidental, or consequential damages.

Nothing in these Terms limits our liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation.

12. Termination

We may suspend or terminate your access to the Service immediately if you breach these Terms. Upon termination, your right to use the Service ceases. We are not obligated to retain your data after termination.

13. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Contact

For any queries regarding these Terms: edward@nobull.consulting

© 2026 no~bull consulting · Trading name of Edward Jenkins Privacy · Terms · no~bull books